Calculate your actual take-home pay after federal and state taxes. Free, accurate, updated for 2026.
Your Bi-weekly take-home pay
$2,884.20
| Gross Pay | $3,903.85 |
| Federal Income Tax | −$528.54 |
| State Tax (NJ) | −$166.90 |
| Social Security | −$242.04 |
| Medicare | −$56.61 |
| NJ SDI/SUI | −$22.06 |
| NJ Paid Family Leave | −$3.51 |
| Take-Home Pay | $2,884.20 |
Create professional pay stubs with these tax calculations.
New Jersey has a progressive income tax with rates ranging from 1.40% - 10.75%. Higher earners pay higher rates on the portion of income that falls into each bracket.
| Taxable Income | Rate |
|---|---|
| $0 - $20,000 | 1.40% |
| $20,000 - $35,000 | 1.75% |
| $35,000 - $40,000 | 3.50% |
| $40,000 - $75,000 | 5.53% |
| $75,000 - $500,000 | 6.37% |
| $500,000 - $1,000,000 | 8.97% |
| $1,000,000+ | 10.75% |
| Taxable Income | Rate |
|---|---|
| $0 - $20,000 | 1.40% |
| $20,000 - $50,000 | 1.75% |
| $50,000 - $70,000 | 2.45% |
| $70,000 - $80,000 | 3.50% |
| $80,000 - $150,000 | 5.53% |
| $150,000 - $500,000 | 6.37% |
| $500,000 - $1,000,000 | 8.97% |
| $1,000,000+ | 10.75% |
New Jersey employees contribute to both State Disability Insurance (SDI) and State Unemployment Insurance (SUI). Combined, these contributions are deducted from your paycheck.
New Jersey has a Paid Family Leave program funded by employee payroll contributions at a rate of 0.09%. This program provides wage replacement benefits when you need time off to care for a family member or bond with a new child.
New Jersey has a progressive income tax with rates ranging from 1.40% - 10.75%.
New Jersey uses a bracketed tax system where higher income is taxed at higher rates. Only the income within each bracket is taxed at that rate, not your entire income.
On a $75,000 salary in New Jersey, your estimated take-home pay is approximately $58,325 per year, or $2,243 per biweekly paycheck.
Your actual take-home pay depends on your filing status, pre-tax deductions (like 401(k) contributions), and other factors. Use our calculator above for a personalized estimate based on your specific situation.
With rates ranging from 1.40% - 10.75%, New Jersey uses a progressive tax system similar to most states. The median household income in New Jersey is $101,500.
See estimated take-home pay for common salary levels in New Jersey.
| Annual Salary | Take-Home Pay | Per Biweekly Check | Effective Tax Rate |
|---|---|---|---|
| $50,000 | $40,829 | $1,570 | 18.3% |
| $75,000 | $58,325 | $2,243 | 22.2% |
| $100,000 | $74,262 | $2,856 | 25.7% |
| $150,000 | $105,504 | $4,058 | 29.7% |
On a $50,000 salary in New Jersey, your estimated take-home pay is approximately $40,829 per year after federal taxes, New Jersey state tax, Social Security, and Medicare. This works out to about $1,570 per biweekly paycheck.
On a $100,000 salary in New Jersey, your estimated take-home pay is approximately $74,262 per year. This works out to about $2,856 per biweekly paycheck, with an effective tax rate of 25.7%.
No, New Jersey does not have local income taxes. You only need to account for federal and New Jersey state taxes.
New Jersey has State Disability Insurance (SDI) at 0.14% and Paid Family Leave (PFL) at 0.09%. These are deducted from your paycheck in addition to standard federal and state taxes.
Tax data last updated: January 2026. Calculations use 2026 federal and state tax rates.
This calculator provides estimates only. For tax advice, consult a qualified professional.