USAPaycheck

Free Paycheck Calculator

Calculate your actual take-home pay after federal and state taxes. Select your state to get started.

Paycheck Calculators by State

About This Calculator

Our free paycheck calculator helps you estimate your take-home pay after all taxes and deductions. Whether you're planning a budget, negotiating a salary, or just curious about how much of your paycheck you actually keep, this tool gives you accurate estimates based on current 2026 tax rates.

What We Calculate

  • Federal income tax Based on 2026 tax brackets and your filing status
  • State income tax Accurate rates for all 50 states
  • Social Security tax 6.2% up to the wage base limit ($184,500 in 2026)
  • Medicare tax 1.45% plus additional 0.9% on high incomes
  • Pre-tax deductions 401(k), HSA, and other pre-tax contributions

Tax Data Accuracy

Our tax data is updated regularly to reflect the latest federal and state tax rates. The current data is accurate for the 2026 tax year. While we strive for accuracy, this calculator provides estimates only. For tax advice specific to your situation, please consult a qualified tax professional.